McKinney’s real estate story is usually told through new construction. Master-planned communities, builder incentives, rate buydowns, spec homes. That is the version of McKinney that dominates the search results, the headlines, and the dinner table conversations. It is also a version that tells you almost nothing about what is happening in the resale market, which operates under entirely different supply and demand dynamics.
I pulled the numbers directly from NTREIS filtered specifically for single-family resale in McKinney, excluding new construction entirely. If you are trying to understand what the existing home market looks like right now, this is the data you actually need.
What the MLS Data Actually Shows
The median sales price for a single-family resale home in McKinney came in at $500,000 in May 2026, down 2.9% year over year. Price per square foot came in at $217, up 1.4%. Homes are selling in a median of 21 days, up 10.5% from last year. Sellers are receiving 97.8% of their original list price, down slightly by 0.2% year over year.
Months supply sits at 4.5, down 18.2% from last year, with 854 active single-family resale listings on the market, down 11.1%. New listings dropped 12.3% to 415, meaning fewer resale sellers are coming to market. Closed sales rose 16.1% to 245, and pending sales are up 11.3% to 246. The median number of showings before a home goes under contract held flat at 10.0.
The New Construction Context
McKinney has more active builder presence than almost any other city in this analysis. That matters for the resale market in a specific way: builders compete directly with resale sellers for the same buyers, and they compete with tools most resale sellers cannot match, rate buydowns, design center credits, closing cost contributions, and brand new everything. That competitive pressure has contributed to the 2.9% median price decline in resale year over year, as resale sellers have had to adjust to a buyer pool with strong alternatives.
But here is what the data shows underneath that pressure: resale inventory is contracting. Homes for sale are down 11.1%, new resale listings are down 12.3%, and months supply dropped 18.2% to 4.5 despite the builder competition. Resale sellers are not flooding the market trying to compete. Many are simply not listing, which is tightening the available supply of existing homes even as overall McKinney inventory looks abundant on the surface.
The Demand Signal Is Encouraging
Closed sales up 16.1% and pending sales up 11.3% tell you buyers are actively transacting in the McKinney resale market. Those are not soft numbers. Buyers who choose resale over new construction in McKinney are typically doing so for specific reasons: established neighborhoods, mature trees, larger lots, proximity to older parts of the city, or simply a home that is move-in ready without a construction timeline. That buyer exists and is active right now.
Shows to pending held flat at 10.0, meaning buyers are taking the same number of showings to make a decision as they did last year. Stable decision pace in a market with builder competition is a quiet positive signal for resale demand.
So Is It a Buyer’s or Seller’s Market?
McKinney’s resale market sits in balanced territory at 4.5 months of supply, but the trend is moving toward sellers. Months supply dropped 18.2% year over year as resale inventory contracts. Prices are down modestly at 2.9%, reflecting builder competition more than resale weakness, while price per square foot is actually up 1.4%. Demand is rising. Supply is shrinking.
This is not a market where resale sellers hold all the cards, but it is also not one where buyers can assume they have unlimited leverage. The 97.8% list-to-sale ratio and 21-day median time to contract tell you correctly priced resale homes are moving and closing near asking.
What This Means If You’re Buying Resale in McKinney
You have a genuine choice between resale and new construction in McKinney, and that choice is worth thinking through carefully. Resale gives you established neighborhoods, immediate occupancy, and in many cases more lot and square footage per dollar than a comparable new build. With prices down 2.9% year over year and $/sqft at $217, the value case for resale is real.
Pull the comps on both sides before you decide. Understand what builder incentives are actually worth in dollar terms and compare them to what a resale home in an established neighborhood is offering. They are not always as far apart as the builder’s marketing suggests.
What This Means If You’re Selling Resale in McKinney
You are competing in a city where builders are an active alternative for your buyers. That means condition and pricing matter more here than in cities without heavy new construction. A buyer who can get a new home with a rate buydown and a design center credit has a compelling option. Your resale home needs to be priced to reflect current 2026 comps, presented well, and positioned around what it offers that new construction cannot: an established neighborhood, a mature lot, a known quantity.
The 97.8% list-to-sale ratio tells you the market is rewarding correctly priced resale homes. The 2.9% price decline year over year tells you what happens when sellers price based on what McKinney was doing two years ago.
The Bottom Line
McKinney’s single-family resale market in June 2026 is more resilient than the city’s heavy new construction presence might suggest. Resale inventory is contracting, demand is rising, and the market sits in balanced territory trending toward sellers. Prices have pulled back modestly from last year, largely reflecting builder competition rather than resale weakness, while price per square foot is actually ticking up. For buyers, the resale market offers real value. For sellers, correct pricing and strong presentation are what separate you from the builder down the street.
Want to know what your McKinney resale home is worth in today’s market, or what a smart buying strategy looks like when you are weighing resale against new construction? I pull the actual NTREIS comps and give you a straight answer.
Call or text 214-680-4997, or email mya@realtybymya.com.
Mya Patkovic, REALTOR® | GRI | PSA | DFW Elite Living | Real estate done honestly.
Data source: NTREIS MLS, McKinney single-family resale, May 2026. Excludes new construction. Data pulled June 29, 2026. Stats reflect the most recently available closed transaction data and are updated monthly. Post published June 29, 2026.
